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In almost every situation, we find Chase Ultimate Rewards points to be the best option. They give you the flexibility to use them in a wide variety of ways. You can spend them directly with Chase for travel, shopping and gift cards or you can use them to get way more bang for your buck (point). By transferring your Chase points directly into hotel or airline points partners, you can get HUGE rewards. I've regularly used the points from one credit card bonus to earn far more than $1000 in travel value. It's pretty incredible how much value banks are willing to give you, just to be their customer!
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