meijer credit card review

Meijer Credit Card Review (BONUS: 3 Better Alternative Credit Cards)

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Meijer operates several supercenters throughout Midwest and its corporate headquarter is located in Walker, Michigan. A wide range of items can be purchased from the store including but not limited to groceries, garden supplies, tools, and toys. If you frequently shop at Meijer, you might be interested in getting a Meijer credit card to save money on shopping.

 

Meijer offers two credit cards: Meijer Mastercard and Meijer Credit Card. Meijer Mastercard can be used at the Meijer supercenters and where Mastercard is accepted. On the other hand, Meijer Credit Card is a typical store card and can only be used for shopping at Meijer stores.

 

We’ll provide an in-depth review of two Meijer credit cards to help you decide whether these cards deserve a place in your wallet.

 

Meijer Credit Card Options

Although Meijer offers two credit cards, there is only one application for them. So, if you don’t opt out of being considered for Meijer Mastercard, you’ll initially be evaluated for that. Meijer Mastercard requires a good credit score but you can qualify for Meijer Credit Card with an average score. If you don’t qualify for Meijer Mastercard, you’ll be considered for Meijer Credit Card.

 

Aside from the credit requirements, the two Meijer cards offer almost the same benefits. The major difference is that the Meijer Mastercard gives a $100 bonus for spending a minimum amount of $1,000 in the first 90 days starting from the date the card is approved. Another difference is that Meijer Mastercard is accepted anywhere Mastercard is accepted.

 

The Pros of the Meijer Credit Cards

Pros of Meijer credit cards include:

  • 10¢ off per every gallon at Meijer gas stations
  • $10 off the first purchase
  • $10 reward for every $750 that you spend at Meijer stores
  • Exclusive savings event
  • $100 statement credit on Meijer Mastercard

 

One of the best things about Meijer credit cards is that for every $750 you spend at Meijer, you get an in-store credit of $10. In addition to this, there’s a discount of 10¢ per each gallon on the Meijer gas – no minimum purchase requirements. It is a good deal if you always buy gas from Meijer gas stations.

 

In addition, a sign-up bonus of $10 is provided to new cardholders on both Meijer Credit Card and Meijer Mastercard that can use for their first purchase. That sounds good but some of the store credit cards offer at least 15 percent off the first purchase and 5 percent back on all purchases. Moreover, best gas station credit cards offer a 5 percent back at any gas station.

 

The APR on Meijer Credit Card is 26.24% (variable) which is above the average store-card APR. The APR on Meijer Mastercard is 22.24% or 26.24%, based on your creditworthiness. Both Meijer Credit Card and Meijer Mastercard don’t charge an annual fee. But that doesn’t distinguish them from many of the other store cards as hardly any of them come with an annual fee.

 

The $100 statement credit on Meijer Mastercard that’s given to you if you spend a minimum of $1,000 within the first 90 days is a good bonus. Most store credit cards don’t offer any welcome bonus, so it’s a better reward than what many others have to offer. Moreover, exclusive savings events from time to time may allow you to save a few extra bucks.

 

Limitations to Meijer Reward Certificates

There are some limitations to reward certificates that you should be aware of. After you get a reward certificate (initial $10 sign-up bonus), you’ll have 45 months to redeem it. After that, your certificate expires. Moreover, you can only use the certificate at Meijer stores. Moreover, the points you earn expire after a year.

 

Since Meijer stores are only located in Kentucky, Michigan, Indian, Ohio and Illinois, the card won’t do you any good if you live in other states.

 

How to Apply for a Meijer Credit Card

You can apply for a Meijer credit card in three simple steps. Follow the link to apply. To apply for Meijer credit cards, you must be of age, have a valid photo ID (government-issued), a government-issued tax identification number and a valid mailing address.

meijer store credit card

 

Meijer Credit Card Login Information

After you have received your Meijer Credit Card or Meijer Mastercard, you can register for online access. Once you’ve registered your account, you can log in by entering your username and password and manage your account online. Access this page to log in if you have a Meijer Credit Card and this one if you have the Meijer Mastercard.

 

There are two ways to pay your Meijer Credit Card. You can pay it online or via phone. If you want to pay online, simply login into your account (as shown above) and you’ll find information about making an online payment. If you want to complete the payment via phone, you’ll have to call to Comenity Bank’s customer care staff.

 

Should You Get a Meijer Credit Card?

Meijer Credit Card or Meijer Mastercard could be a good option for you if you’re an avid Meijer buyer. You’ll be able to save a few bucks from the $10 reward for every $750 purchase and the $100 statement credit that’s exclusive to Meijer Mastercard. Not only that, but you’ll also save on gas if you always buy gas from Meijer gas stations. However, Meijer credit cards won’t provide you much benefit if you don’t frequently shop at Meijer because rewards on the cards can only be redeemed at Meijer stores and Meijer gas stations. There are better alternatives available for you if you’re looking for a credit card to save a few bucks

 

An Alternative Credit Card to Consider

Chase Freedom Credit Card Review

The Chase Freedom cash back credit card is a good alternative to Meijer credit cards. It doesn’t charge an annual fee and allows you to earn 5% cash back at different places like grocery stores, gas stations, Amazon.com, restaurants and more. Plus, you can earn unlimited 1% cash back on other purchases.

See our full review of the Chase Freedom card.

 

Our Last Thoughts on Meijer Credit Cards

In a nutshell, Meijer credit cards offer decent rewards on purchases from Meijer stores and Meijer gas stations. Those rewards can allow you to save a few bucks if you’re an avid Meijer purchaser but they won’t do you any good if you don’t frequently shop at Meijer. You could use the Meijer credit card for rebuilding credit since there’s no annual fee.

 

If you’re looking to save money from your purchases at different stores and gas stations, there are better options available to you than Meijer credit cards. So, if you don’t often visit the Meijer store or gas station, then search for other credit cards that offer cash backs and rewards on various stores and gas stations instead of just a single store. The Chase Freedom credit card could be a better alternative for you if you’re interested in better cash back opportunities.

 

 

The 3 Best Alternative Credit Cards to Consider

Maybe you can do better than this credit card. If you have good credit, you should consider a few other options that will give you better benefits. The credit cards below are a few of our favorites, especially if you’re interested in traveling more. A few of these cards have signup bonuses that are big enough to redeem for multiple round trip flights. My wife and I used our Chase Sapphire Preferred signup bonus to book round trip flights for the both of us to Hawaii! It was well worth researching and getting the best credit card.

 

 Cash Back AlternativeCash Back AlternativeTravel Rewards Alternative
Chase Freedom
Chase Freedom Unlimited
Sapphire Preferred
Signup Bonus$150 (15,000 pts)Earn 3X on all purchases in the first year (up to $20,000 in purchases)60,000
Bonus Spending Categories5X on select rotating quarterly categories1.5X on all purchases (after year 1)2X on travel and dining
Annual Fee$0$0$95
Extra PerksBaggage insurance, trip insurance, rental car insurance
Best for People Who...Want no annual fee

Also have a Sapphire card

Want to earn bonus points on spend
Want no annual fee

Also have a Sapphire card

Want simple 1.5 bonus
points on every purchase you make
Want a large introductory bonus

Like to Travel
Learn More >>Learn More >>Learn More >>

 

Decision Time: Which Credit Card is Really the Best for You?

Here at Travel Freedom, we like to travel, which is why we always prefer travel credit cards for ourselves. You might be the same as us or maybe you’d rather use your points as cashback. Either way, all of these cards earn Ultimate Rewards that can be used for either travel or as cash back.

 

We think that any four of these cards are a better option than the above-reviewed credit card. They earn points that are both valuable and very versatile. You can redeem them for an assortment of things including our favorite, TRAVEL!

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Meijer Credit Card
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