Citi Prestige is Dead: Compare the Best Premium Cards

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We have good news and bad news about the Citi Prestige credit card. We’ll give you the bad news first to get it out of the way. The Citi Prestige is no longer available for applications. Citi has pulled the plug on the Citi Prestige credit card but could reintroduce it at some point. While this is unfortunate, the good news is that there are some other good premium credit card options. If you were hoping to get a Citi Prestige card, you will instead want to look at the features of these comparable credit cards. From the sounds of it, Citi plans to reintroduce applications to the Citi Prestige card in January of 2019.

“Our go-to-market strategy continuously evolves to feature different products and offers. We remain committed to the Prestige product and servicing our valued existing cardmembers. We look forward to reintroducing the card for new cardmembers in the near future.”

-Citi Spokesperson


Yes, the Citi Prestige is one of the best premium credit cards available. But, you won’t be able to apply for it until it’s reintroduction in January 2019. In the meantime, there are a few other great premium credit cards. Fortunately, they do meet the same level of quality benefits when compared to the Citi Prestige.

citi prestige card


Features that the Citi Prestige will Offer (Application Reintroduction in Jan. 2019)

The Citi Prestige card was packed with features and benefits to make it such a great premium credit card. It featured an assortment of nice travel and entertainment benefits. The main benefit that none of the other available premium credit cards offer is the 4th night free. It allowed you to receive one free night during a hotel stay of four nights that was booked through Citi. Basically, equaling 25% off during that stay. It was an excellent benefit and will be missed dearly. Below are the features of the Citi Prestige that stood out.

  • Annual $250 “Travel” Credit – (Starting in January 2019)
  • Complimentary 4th Night Stay (Limited to twice yearly starting in September 2019)
  • Cell Phone Protection Plan (Starting in May 2019)
  • 5X Points on Dining and Air Travel (Starting in January 2019)
  • Airport Lounge Access
  • Global Entry or TSA PreCheck
  • Free Golf Benefit
  • Citi Concierge Service
  • Trip & Travel Insurance
  • Delayed and Lost Baggage Protection
  • Auto Rental Coverage
  • Annual fee of $450 (will rise to $495 in  September 2019)


Who the Citi Prestige Card was For

The Citi Prestige was a credit card for people who travel frequently and want premium travel benefits. The card was made for high spenders as the more money you spent on travel, the easier it was to justify paying the hefty annual fee. If you traveled frequently, the annual travel credit, airport lounge access, complimentary 4th-night stay, and  TSA PreCheck would far outweigh the fees. Especially because the travel credit was given every calendar year, so it was possible to receive the benefit twice within one annual fee cycle. Just because the Citi Prestige is no longer available for application, doesn’t mean premium travel benefits are gone. There are some other credit cards that offer very similar benefits to cardmembers.

citi prestige credit card


Other Premium Credit Cards that Compare

While the Citi Prestige card is no longer available for application, there are some other premium credit cards that offer similar benefits. Some of these cards may even be better than what was offered by the Citi Prestige.  We’ll analyze both of the best currently offered premium credit cards and compare them to what the Citi Prestige was offering.


50,000 Points after spending $4000 in the first 3 months

Chase Sapphire Reserve Credit Card
  • Introductory Offer: Earn an introductory 50,000 points after spending $4,000 within the first three months.
  • Statement Credits: Receive a $300 in statement credits each year (based on your account anniversary) to cover travel expenses like airfare and hotels.
  • Receive a $100 Statement credit as reimbursement for Global Entry or TSA PreCheck enrollment.
  • Earning Categories: You’ll earn 3 points per $1 spent on dining and on travel that doesn’t qualify for the $300 travel reimbursement each year and one point per $1 on everything else.
  • Travel Point Transfer Partners: 1:1 point transfer to leading airline and hotel loyalty programs.
  • Extra Point Value: Receive 50 percent more value for your points when you redeem for travel via Chase Ultimate Rewards.
  • Airport Lounge Access: Visit more than 1000 airport lounge locations while traveling with a Priority Pass Select membership.
  • Annual Fee: $450


Learn more about this card and find out how to apply HERE.


60,000 Points after spending $5,000 in the first 3 months

american express platinum card


  • Welcome Offer: You’ll earn 60,000 Membership Rewards points after you spend $5,000 in the first 3 months.
  • Uber: Enjoy Uber VIP status and free rides in the U.S. up to $15 each month (bonus $20 in December).
  • Category Spend Bonuses: You’ll earn 5X points on flights booked directly with airlines or through American Express Travel.  You’ll earn 5X points on prepaid hotels booked on
  • Airport Lounge Access: Enjoy access to the exclusive Global Lounge Collection.
  • Statement Credits: $200 Airline Fee Credit, up to $200 every calendar year with one qualifying airline. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your card. Enrollment required.
  • Annual Fee: $550 annual fee.
  • Terms Apply.


Premium Benefits Compared to Citi Prestige

Annual Fees

  • Citi Prestige (DEAD): $450
  • Sapphire Reserve: $450 ✔
  • Amex Platinum: $550


Introductory Offers

  • Citi Prestige (DEAD): None
  • Sapphire Reserve: 50,000 Points after spending $4000 in the first 3 months ✔
  • Amex Platinum: 60,000 Points after spending $5000 in the first 3 months ✔


Airport Lounge Access

  • Citi Prestige (DEAD): Priority Pass Select
  • Sapphire Reserve: Priority Pass Select
  • Amex Platinum: Priority Pass Select, Delta Skyclubs, Airspace Lounges, Centurion Lounges ✔


Travel Statement Credits

  • Citi Prestige (DEAD): $250 Air Travel Credit, Global Entry/TSA PreCheck Credit
  • Sapphire Reserve: $300 Travel Credit, Global Entry/TSA PreCheck Credit ✔
  • Amex Platinum: $200 Airline Credit, $200 Uber Credit, Global Entry/TSA PreCheck Credit


Bonus Reward Earning Rates

  • Citi Prestige (DEAD): 3 points on air travel & hotels, 2 points on dining & entertainment, 1 point on everything else
  • Sapphire Reserve: 3 points on travel & dining, 1 point on everything else ✔
  • Amex Platinum: 5 points on airfare booked through American Express Travel, 1 point on everything else


Extra Perks

  • Citi Prestige (DEAD): 4th night free on paid hotel bookings through Citi
  • Sapphire Reserve: Special Benefits at Chase’s Luxury Hotel & Resort Collection
  • Amex Platinum: Discounted Premium Seats on International Flights, Marriott & Hilton Gold Status, Complimentary Boingo Wi-fi

citi prestige credit card


Final Results: Which Premium Credit Card is the Best?

So, which card is the best premium travel credit card to get instead of the (no longer available) Citi Prestige? After comparing the benefits offered by the two best premium credit cards and analyzing the results, there is a clear first and second place.


The Chase Sapphire Preferred card comes in first place with the most benefits compared to the amount paid in annual fees. It is the best premium credit card available in the market. The Platinum Card from American Express comes in second place. It packs a few more benefits, especially with extra lounge access, but also has a higher annual fee than the rest of the cards. Chase Ultimate Rewards and Membership Rewards points are both very valuable with the availability of transfer partners. Both types of points can be transferred to airlines and hotels making their introductory offers very valuable.

  1. Chase Sapphire Reserve

  2. The Platinum Card from American Express Learn More >


While annual fees of $450 or more may sound crazy, you can see that the benefits can far outweigh the fees. It really depends on your travel habits and what you value, as to which of these credit cards would be the best for you. They are both great credit cards and they compare well to the Citi Prestige card that is not currently available. It will be interesting to see what the Citi Prestige will have to offer when it is reintroduced. We’ll keep you updated.

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Citi Prestige Credit Card
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